Should my boyfriend file bankruptcy?

Should my boyfriend file bankruptcy?

My boyfriend is in a lot of debt currently, with medical bills, student loans, and an ex wife who is getting 50% of his checks due to alimony. Needless to say this is very difficult for us financially. What exactly are the rules are bankruptcy and how do you go about file-ling? Would bankruptcy make any of this go away. Mostly the ex wife alimony? How would bankruptcy effect that?

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When buying a home can you ask bank for more than asking price?
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Can a personal loan be used to buy clothes?
I have like no credit. Ive never had a credit card or bought anything huge before so I was looking on a loan because It can help me build my credit too… and we have a credit union about 2 minutes away from where we live which I have an active bank account in.. just saying. lol. annnd im a minor so id need mom to co-sign and she said shed do it for a loan but not for a card…
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How do I build credit with out a cosigner and no one will give me a credit card or loan?
Trying to build credit and no one is willing to help me out have no one who can co sign my own credit union wont give me a card. I have a full time job that pays well have a savings and checking account what more can i do.
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How many times a year can you check your credit report and score?

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What is the best 48-month auto loan rate in the bay area?

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Are There Any PayDay Cash Loans That You can get Via The Net?
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Why do banks pay so little interest on savings accounts?

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Can you use an american credit card to buy in pounds?
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Can somebody cosign for an auto loan with a pre existing auto loan that’s still being paid off?

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How can I get a credit report or check if i dont have a credit card?
about a year and a half ago, my social security card and birth certificate got lost. i figured since i had nothing in my name i was all right, but NOW i hear all these people telling me how dangerous it is. i dont have any kind of…well anything in my name, no credit cards, no bank accounts, NADA….so how can i find out if my identity has been stolen???””
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How long after bankruptcy do i have to wait for credit?

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Are there any internet chat/dating/flirting sites whaich are totally free?
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What happened to the orginal free credit report guys????
What happened to them did they get fired? Did they move on?
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Would a dealership allow a 22 year old to finance a car purchase?
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Does anyone know the best bank to get an auto loan from? -in terms of low interest rates/whatnot?

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“”I’m in chapter 7 bankruptcy, any point in applying for an SBA loan?””
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Where can I get a personal loan for 2 grand?
I dont have bad credit I just have only had credit for about 6 months so my score is only at 645. I have no rent to pay and I make between 1000–2000 a month. I dont really have a decent cosigner I wont have any trouble paying the loan back in next couple months because Ive got car accessories to sell as well as college semester ending and I can work much more. Is there anywhere I could get a 2000 personal loan or possibly 2 1000 dollar loans from different places? yes i realizew tht would mean twice as much interest.
“Should my boyfriend file bankruptcy?

My boyfriend is in a lot of debt currently, with medical bills, student loans, and an ex wife who is getting 50% of his checks due to alimony. Needless to say this is very difficult for us financially. What exactly are the rules are bankruptcy and how do you go about file-ling? Would bankruptcy make any of this go away. Mostly the ex wife alimony? How would bankruptcy effect that?

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Does your payoff amount for your car go up everday?
Hey everyone so I’ve been paying for this car for 3 years now and I finally got it down to $8970… I checked and it showed that 2 weeks ago. Then today I checked it and it was $9001. I don’t understand why it went up. I pay my bills on time, I owe $322.38 a month and that’s exactly how much I pay, sometimes more, and they take the interest charge so it only takes down about $230 off the payoff. My question is why did the payoff amount go up? I just noticed that it goes up $2 everyday because yesterday it was $8999 and today it was $9001. I bought this car from Ford and I pay my bill online at fordcredit.com. Does anyone know what they’re charging me for? What exactly is going on?””
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What kind of interest rate will I incur when applying for a auto loan with a credit score of 609?
well most of my credit some of it was due to one sent to collections, and one that is on collections but not mine, its my moms and i am disputing that is fact. I would rather be in debt to anyone but the market is the market and one day i hope to purchase a house and I know that takes credit and I am just trying to help myself. I am young and didn’t start off so smart in my past and trying to help others finicially didn’t help hence that collection. BUt most of my cards which is one department one, never been late and I also have student loans which have never been late. Hope this helps but I appreciate all the advice! anymore would be welcome! please no drama thanks!””
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I’m getting ready to file bankruptcy can places like tower loan still come and get my stuff?
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“”USAA bank customers, how much can i withdraw a day?
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Does a Co-Signer’s credit affect my credit on an auto loan?
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“”Can i pull money out of my capital one credit card, i use to have a chase credit card i could do it with?””
Im new to them but i just need twenty off of mine to pay rent, and im sure it depends on the card, but if any1 uses Capital One it would b a big help.””
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Is my Credit Score good??
I recently checked my credit score on Experian and it said that it is 722 on a scale of 501–990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705–755. Are these GOOD?? Average? Bad? Are there different ways to score credit?
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Auto loan for someone under 18?
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“”If my roommate moves out, but leaves her items behind, is her stuff now legally mine?””
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Should I get a car loan/new car making $15 an hour?
Hello, I’m 28 years old and currently living with my parents; I graduated from college a few years back, however I’m in a low level IT call center job making $15 an hour =(. I have never taken out a car loan and still have some student loans to pay off but would really like a nice car. I’m looking at the Scion/Subaru FRS/BRZ, which is a really nice car and would really love to own one. I’m planning on going back to school for my masters degree soon so I don’t know if it’s wise to take out a car loan. I just feel that life is short and I’m almost 30 so I would really like the car of my dreams. What do you guys think? Should I just go for it and take out the loan? Thanks in advance.””
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Find the indicated probability or percentage for the normally distributed variable?
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What lender does loans on a 493 fico score?
AND IS NOT FOR ME IS FOR A CLIENT OF MINE I’M A BROKER. =)
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Is the Fico score the middle score of of the 3 different credit bureaus?
Annualcreditreport.com has a free special where you can get your 3 free credit scores & reports if you cancel within 7 days.. If i take the middle score would that produce my fico? I dont want to go to myfico because they charge $20…
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What are the chances of me getting a loan for a car after bankruptcy?
Where I live you have to have a car to get around, If I don’t have a car then I can’t have a job, if I can’t have a job then I can’t pay for a home. The reason we filed for bankruptcy is because my husband is ill and had a ton of medical bills. It wasn’t because we were irrisponsable and just didn’t want to pay our bills. We couldn’t claim bankruptcy on only one thing we had to do it on everything. When we bought the car we have my husband was working and we could afford it just fine, people do get bad luck and can’t avoid it. We weren’t being irrisponsable and we had no choice but to file.””
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What happens after the Nov 30th deadline of the $8000 credit for first time home buyers?
So it seems that the housing market has somewhat stabilized nationwide and even seen an uptick in certain areas of the nation. It is also reported that at least half of the sales have been first time home buyers taking advantage of the $8000 tax credit. What happens after Nov 30th when the deadline to buy a house to get the credit expires? Will the housing market crash yet again? It seems that the idea of getting 8000 dollars in free money would make people who wouldn’t buy a house in normal circumstances, buy a house regardless due to the instant gratification of free cash. Considering these facts, should we even think of buying a home until Nov 30th passes?””
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Do i need to add the house i am renting to my chapter 7 bankruptcy?

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How repayment and interest affect cash flow budget?
repaying $10000 of the 15% loan from shareholders in June and paying $1200 interest on the loan in June and $ 1500 interest in December how can this affect the cash flow budget and what confused me is repayment had paid in June as well as interest but in December there was only interest if there is no repayment, why interest exist.””
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Which bank(s) will I be able to get an auto loan approval from?
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#repost

“Should my boyfriend file bankruptcy?

My boyfriend is in a lot of debt currently, with medical bills, student loans, and an ex wife who is getting 50% of his checks due to alimony. Needless to say this is very difficult for us financially. What exactly are the rules are bankruptcy and how do you go about file-ling? Would bankruptcy make any of this go away. Mostly the ex wife alimony? How would bankruptcy effect that?

My boyfriend is in a lot of debt currently, with medical bills, student loans, and an ex wife who is getting 50% of his checks due to alimony. Needless to say this is very difficult for us financially. What exactly are the rules are bankruptcy and how do you go about file-ling? Would bankruptcy make any of this go away. Mostly the ex wife alimony? How would bankruptcy effect that?

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Chase debit card as credit?
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“”If my small incorporated business declares bankruptcy, will I be personally, financially responsible?””
If I am the guarantor”””” of loans does that make me personally responsible if the business doesn’t cover the loan?””””””
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Where can you check you credit score for free?
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Don’t sugar coat it.. how much house can we afford? newlyweds 1st home.?
Everyone I’ve tried talking too has sugar coated the truth, and its starting to feel like this is the only place I have a chance of getting some straight answers. Our loan officer even tip-toed around the truth! Its a simple question.. how much house can we afford? We just got married and are gearing up to purchase our first home. We live in Lincoln, Ne. Our mortgage rate is going to be around 5.6% (we haven’t actually gotten that far, so thats only an estimate.). We make a combined annual income of around $27,000 and will be putting down a 5–8K down payment.. Our taxes will only be around $2,000 on the house and the insurance will be between $400-$500. (We’ll be getting the cheapest insurance that covers just the important stuff). Our loan officer said he can get us a $100,000 loan.. but that seems like WAY too much for our income. If you should only purchase a home that is 3X your annual income.. than we should only get a $75,000 home.. We have no other finacial obligations or loans.. we will only be making payments on the mortgage and bills. A 100,000 (with a 5K down-payment) is around $760/month. We make around $1200 bi-weekly. That just seems like we’re cutting it a little close going with that loan… what do you think? Also.. should we wait until next year and risk losing out on the $8,000 tax credit? There was talk about a $15,000 tax credit next year.. would we still be eligable?””
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How do you prevent ID theft when you’ve lost your wallet?
My daughter lost her wallet,with her: drivers license, bank (debit) card and bank account number, Social Security Card, a credit card, and a check from a friend.””
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Apply for auto loan do you get your credit report?
When you go into a bank to apply for a personal auto loan do you get your credit report or do they just supply you with a score?
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First time home buyer?
My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated.””
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FAFSA and Cal grant?

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Bankruptcy question on claiming car…?
Thats just it, they don’t just repo it. I’m wanting to know if I claim it on bankruptcy would it be a valid claim even if the car company I got it from made me sign a paper saying I wouldn’t file bankruptcy on the car. And the other part of my question is that if I let them repo it, could I then get it cleared off my name in bankruptcy? I had a scooter half paid off and a bank repoed it and had the nerve to say I still owe them the full amount still after their fees. They’ll try and get me for repo fees, etc is what i’m afraid of and i’m just hoping bankruptcy would stop that.””
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Credit card intrest rate increase?
I recently got a letter from credit card company saying that my interest rate will raise from 7% to 22% in 2 months.I have never paid my bills late or maxed my limit.They say to keep the rate on 7% I will have to close my account with them, but I heared that hurts my credi score, is this true? should I close the account? smart people out there give me some advise.””
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“”Applying for an Auto Loan, but still have an existing loan, will I be approved?””
Hello, thank you for taking the time to answer my question. I have an existing auto loan for about $6500 on a car that I want to sell or trade in, and decent credit (All payments on time, but less then three years of credit). I want to get an online pre-approval for an auto loan before I go car shopping but am worried about the the exisiting auto loan. Will they take into account that I am planning on trading in the car as a null in terms of risk or do they just look at the loan as what it is and say it is another risk? Thank you.””
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How do I check my credit report for free?
A debt collector is telling me I owe them like 20 thousand dollars on an car accident that happened 3 years ago.. They emailed and telling me that it is exhausting to pursue me because of my negligence. They said if no response is met they will hire an attorney and file for litigation. I m currently unemployed and can t afford 20 grand.. I don t really care about my credit score. I went without any credit history for 40 years, so it s like whatever to me.. However, I m looking for a legitimate website where I can check my report to see if this 20,000 debt is legitimate or not. They have been calling me and harassing me for months.. Good thing we have technologies where we can just block a person s phone number.. I went to annualcreditreport.com, but it says it can t retrieve my information.. Then I went to creditkarma, and it says I don t exist.. What now?””
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What is the best credit repair service in uk?
i like to fix my credit and need some good advice? can anybody help me, thanks.””
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HOW DO I DELETE MY TRANS UNION ACCOUNT?
I NEED HELP! THIS TRANSUNION.COM THING FORCES ME TO PAY AFTER 30 DAYS. I NEED TO KNOW HOW TO CANCEL MY ACCOUNT. HELP?
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“”Title loan, check ‘n go loan places?””
My best friend, seperated, not legally seperated, just seperated, from her husband has been asked by the husband to allow him to use the title to the car he is driving for a title loan. The title is in both their names, so she has to sign paperwork at the loan office, but supposedly not loan paperwork, but sign off her interest in this title and also then they have made her legally aware the title now has a lein. SO, our question really is can they or would they come back on her for the actual loan, since they are still legally married, as the husband and her aren’t well known for their ability to pay their bills. And these title loan and check loan places aren’t very reputable in their loan practices either. The husband originally begged for the loan and her cooperation for Christmas gifts for his daughter (not theirs together), now that Christmas passed he wants the money to go visit an uncle on his death bed.””
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Chase auto loans??do i need a down payment?
do i need a down payment or they pay for the car in full
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“”Do anyone know of a Good, and Legit payday advance cash place online where I can apply for a loan?

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I need to get info on getting a long term loan that is around 1500 to 2000 dollars?
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Cant get approved what do I do Auto Loan?
Okay I have a ccredit score of 600 and my girl has a score of 560 we have been trying to get this car for a while now but no luck. The sales man keeps tellin me no but we can try more banks. Is there a place that I can go online and get approved and walk in with a check in hand so I can make this deal happen. The sales man said he can get me into a newer car 2007 or 2008 but I cant get into a 2002 because its to old low miles but to old. I want this car Im not changin my mind so please dont tell me just get another car. What can I do there has to be a way to get this loan its only for 140000 thanks Lee
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I am 23…should I file bankruptcy?
I am unable to move in with my parents due to the fact that they are divorced and have new families. I have been living with my boyfriend for almost 6 years and since he lost his job last year and we got kicked out of our friends house, everything has gotten very difficult. I have a good paying job but its just not enough. I am a good, honest person who is just having a lot of difficulty and I cant catch a break no matter how hard I try.””
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Have credit scoreof 543carjust tanked any chance of low down pay auto loan?

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“”Owner carrying home loan I can’t afford anymore, can I file bankruptcy on this loan?””
I purchased a house in 2006 for 112k, today I owe 110k however the value of the home is around 100k. I have had to take pay cuts to keep my job from 50k annually to 32k, just another victim of the economy. Now it appears I may get laid off. I own a home that I bought 3 months ago that I live in (no equity) and the other home is a investment property(this being the 110k home in question). It’s getting extremely hard to keep up with family care, existing debt, and payments for both homes (tenant in place however still coming out of pocket $220 monthly).It looks like I may have to look into bankruptcy. Any advice is appreciated thank you in advance :)””
“Should my boyfriend file bankruptcy?

My boyfriend is in a lot of debt currently, with medical bills, student loans, and an ex wife who is getting 50% of his checks due to alimony. Needless to say this is very difficult for us financially. What exactly are the rules are bankruptcy and how do you go about file-ling? Would bankruptcy make any of this go away. Mostly the ex wife alimony? How would bankruptcy effect that?

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