What kind of credit score do people usually have after bankruptcy?

What kind of credit score do people usually have after bankruptcy?

I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.

Related :

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Horfield bristol good or bad?
family 3 kids what sort of area is horfield like? is it safe, clean, family friendly? please help.””
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I need a free credit report for me and my wife?

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“”Helen, how do I file for bankruptcy to delay foreclosure?””
You say you can file, but get it dismissed and not actually go bankrupt? How do I do this? Also, I AM in a judicial state with homestead which is Florida. You say you’d just demand the note. However, I’ve heard from all these Republican bank-loving idiots online say these banks have all the records and we commoners can’t really demand them anyway without an attorney. Is that true? If not, how can I do that now and just get out of this mess? :)””
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Co-signed on an Auto loan and it went into defalt.?
I am a proud co-signer of a scum bag who left me with a defaulted auto loan and has Absolutely no intention of paying it back. I have been threatened by so many debt collectors to pay this loan. I offered to make payments but they want all the money NOW or nothing at all. Or they will accept $500+ payments every month. I don’t even think that’s what he was paying for the car. What I want to know is what is the worst care scenario and most probable scenario if I’m eventually taken to court over this stupid mistake I made?
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I want to pay off an auto loan of $2400 payoff total. I only have $1800 cash. Will the bank accept that offer?
I have been unemployed since August 2008 and need to get out of my payment because money is getting tighter. This is my only option or I’m afraid to default later.
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I’m SO scared to buy a new/used car by myself… but I MUST!! What questions do I ask?
I’m scared to have a car payment, I’ve always had old junky cars that were 10–20 years old… now I want to venture out and buy something on my own…. but I don’t know what questions to ask and I’m fearful of getting screwed by a slimy salesperson. What questions should I ask and what should I keep in mind and be aware of???””
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I want to buy a new car.The car I own now isn’t payed off.Can I transfer my auto loan to pay for the new car?
I am interested in buying a new car. The car I own now isn’t fully payed off yet. Is it possible to have the loan attached or transferred”””” over to the new car””
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Is there a REAL website that you can get your credit score and NOT have to sign up for something?

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Is 667 a good credit score to get a house?
Yes im a first time home buyer and I’m about to fill out a application to see if I am pre approved for a house. So I checked my credit on freecreditreport.com and my score was 667 is that a good enough score to get pre approved for a house?. p.s I live in maryland
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Is it better to foreclose or file for bankruptcy?

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PLEASE PLEASE MATH INTEREST HELP?
Victor earns a gross annual income of $64,570 and is buying a home for $125,340. He is making a 15% down payment and financing the rest with a 20-year loan at 3.75% interest. What is the mortgage amount he will borrow? Can he afford this mortgage? Justify your response. What will his monthly mortgage payment be? What will his total payment for the house be? What is the amount of interest he will pay? Sandy made several investments. She bought 1000 shares of a companys stock for $8.60/share, she bought a bond with a face value of $2500 and a coupon rate of 7%, and she invested $5000 into a fund that is expected to grow by 3.5% per year. Sandy pays a broker a commission of $14 to buy and sell stock. After one year, Sandy sold all her shares, when they were worth $9.15/share. What was her net gain or loss? Show your work. The bond Sandy purchased will mature in 10 years. How much interest will she receive semiannually? How long will it take the fund she invested in to be worth $10,000? Sandys gross annual income is $51,350. She is paid biweekly and has 5% deducted from her paycheck for her 403(b). Her employer matches her deduction, up to 4%. How much is deposited into Sandys 403(b) each payday? THANK YOU SO MUCH IN ADVANCE> IM NOT SURE HOW TO DO THESE AND AM SUPPOSE TO GDADUATE TODAY IF I PASS> THANKS SO MUCH YOU DONT KNOW HOW MUCH IT MEANS TO ME.””
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Cash Genie / Payday Loan?
Hi I had a loan of these people Cash Genie”””” a few weeks ago and repayment is due next week I have rang them to tell them I am having financial diffuculties at the moment and we’ve came to some arrangement. I’m just a little concerned that they are going to overdraw my bank account for repayemnt after reading reviews… If i cancel my card so I get a new card number will they still be able to take payment? I am not refusing to pay them like I explained earlier we are coming to some sort of an arangement but in the mean time I want to make sure my account does not go overdrawn””””””
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How does the change in heart rate help the body maintain homeostasis?
Honestly, I don’t know how to answer this. I looked it up and the answers I received were not sufficient or I didn’t understand them. Please help me!!!!!!! If you tell me to do my own homework I will report you because I NEED YOUR HELP!””
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Credit score at 559! Doomed for home loan??
Okay for all of you that dont believe me, thats fine doesnt really hurt me because I know the truth. We met with a credit couselor and she looked everything up for him. There are 3 inquiries that we filled out. But the rest are from his info being sold. And no I dont work, and I have no credit because, I am not quite sure. I have had all my bills and my car, in my name for 3 years but for some reason nothing is on it.””
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Accidental Death Mortgage Insurance?
We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?””
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“”What is bankruptcy, and how do you get out of it?””
I’m 16 so I don’t know much about that stuff. Like I hear that people file for bankruptcy if they are kind of broke, and can’t pay bills, but what does that mean? Do they like lose everything, homes cars ect? Thanks””
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Bad credit auto loans?
Recently my husband’s p.o.s. truck started breaking down little by little and we are really getting tired of it nickel and diming us to death. we would love to get a newer used vehicle but our credit isnt very good. my score is 663 and i have an excellent pmt history, but i have my own auto loan and 2 credit cards close to maxed out (though their limits arent very high) and school loans. My husband has 2 medical collections that we are about to set up payments on and they are reporting him on one of the credit cards where i authorized him as a user-his score is 615. Would anyone give us a car loan with credit like this? we could wait until i pay off the cards in december but im afraid the truck he has now wont make it that far. help!””
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Are there any internet chat/dating/flirting sites whaich are totally free?
i don’t mean the ones that say they are free but then need a credit card to actually do anything such as send a message. so if you know of any that are totally free that you can fully use with out giving credit card details.
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Can you buy a house with a credit score of 632???
There is also a discharged bankruptcy 2 years ago….
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Getting a auto loan without claiming income?
can i get a auto loan when i dont claim my income? i work hard and make good money with cash or check deposits. i heard if you show a credit union bank statements that could get you a auto loan.
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How do non-qualifying home loans work and how can I find them?
What are the pro’s and con’s associated with non-qualifying loans?
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“”Fast Debt Relief””””…?””””””
I signed up with Fast Track Debt Relief””””. I have 10 days to cancel””
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Some California company calls me and says that they are going to sue me for a payday loan i never applied for?
Some California company calls me and says that they are going to sue me for a payday loan i never applied for? and know nothing about, and says they are issueing a federal warrent to have me arrested at work for stealing this money i applied for(NEVER) and never paid back, when i asked what loan and through who, the guy tells me that i should know who i got the loan through and who i didn’t pay back and etc… and says that i need to let my attorney know because he is pushing the legal papers forward and having me arrested… I have never ever heard of this and don’t know what is going on and need help… Does anyone know what is going on and can help””
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“”I need to borrow 1500 dollars, but dont want to do a pay day loan and my credit stinks…any ideas???

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How to make a complaint against a loan company?
A while ago, I applied for a payday loan with a company in town. In the past three months, I had a few over drafts in my bank account. But in the bank statements you can see it was paid immediately. And I had my paychecks automatically deposited in my account. the girl that was doing my application kept asking me questions like, does it bother me that I get over drafts; why do I get over drafts; she feels bad when she gets over drafts; why do I not seem upset that I get over drafts. She crossed the line. I got the loan, but I spoke to her boss and she apologized. I was in an auto accident so I go to a chiropractor almost every day at that point. I called on my pay day and told tiffany, the rude girl, to run my check through cause I did not want to miss my appointment; I also asked if I could come in the next day. She said I had to come in today. I told her to just run the check. She said she cant. I asked why. She said they only get the checks just to hold but they cant run them. I argued on the phone with them for 30 minutes till they decided to run the check, which went through of course! Ever since then, they keep calling me begging me to come get another loan. For the past four months I have told them to never call me again. They keep calling. I have phone records. What can I do? i am in louisiana. i looked on the state site but i have no guidance from it.””
“What kind of credit score do people usually have after bankruptcy?

I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.

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How do I do a credit report on my self?
I’m 16 I work but never filed for taxes and need a credit report because I believe theres misuse of my social security card.
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Is there a personality disorder where an individual is focused on one particular person and is never satisfied?
IE: former co-worker interferes with a person’s marriage but sending him a letter and when she is able to win over the husband, she continues to follow-up on the individual she targeted in a stalking kind of way. Questions a good therapist should explore in self-reporting before answering this question: How did someone interfere with your marriage, and why? What was in the letter? How did your husband respond to the letter? It is revealing that you use the idea of won over. This could indicate a person whose life-view is a zero-sum game everyone and everything is either won or lost no in-between, which is not life and people. Is that your approach to life? If someone or something was won, are you then the loser? Is that perhaps why you are seeking ammunition? What shape was your marriage in if your husband was so easily won over by a letter? You reveal much about yourself in your question. You give your husband no credit for being an autonomous human being with a mind, feelings and free will of his own. You trivialize him by portraying him as so easily won over by a letter. Is that how you regard him? Is that what he lived in his marriage to you? What did you do to keep your husband and marriage in response to this person and the letter? Was your husband won over or was there really a reason for him to divorce you? What reason did your husband give you for divorcing you? Are you really entirely innocent? Why would this person target and stalk you YOU? Describe both of you: appearance, education, career, lifestyle, accomplishments, etc What do you mean by follow up? Can you be specific? Why do you feel you are being targeted? What has the individual done to target you? What activities? How has the individual stalked you? Can you be specific? What activities? Have you called the police if you are being stalked? Why would a stalker whose goal is to have your husband continue to stalk YOU after she won him over? Have you sought professional help for your situation, or just cyberspace? Is the fact that your communication about this is ONE-WAY unknown, without verification and no dialogue — a type of control of information? Are you really seeking (undeserved) support anonymously in cyberspace for your wounded ego and your version of events? It is also a form of control and manipulation to accuse or threaten to accuse a possible informant of the things you have; the perpetrator-crying-victim game. There is a character disorder in which the afflicted individual seeks to character-assassinate others when perceiving being wounded; ultra-competitive, below-the-belt, deceitful, manipulative, Machiavellian and hates to lose. Does this apply to you? What is the individuals focus on YOU exactly? About what can you be specific? What activities? When do you think the individual would be finally satisfied? What do you think is his/her goal? What has the individual not gotten that he/she ultimately wants to be satisfied? What other things has the individual done to you that did not yet satisfy him/her? It is interesting that you use the term personality disorder where did you get the term? Are you really asking, projecting or seeking support and the appearance of legitimacy for what you have already decided? Obviously you have done some research if you use the term personality disorder. Why have you then not found the answer to this question in your research? Has this term actually been applied to YOU? Is it perhaps that you are just a sore loser and are looking to discredit or defame the winner? Sour grapes? You really must be honest with yourself and others if you truly desire legitimate help and change. Seeking support on the internet from strangers for what you wish instead of what is really the case solves nothing for you. Why are you not asking about pathological lying instead of worrying about everyone else?””
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Would i be able to get an auto loan for 2000 dollars or up to 5000 dollars for 12 to 36 months.?

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I agreed to be the co-signer or a auto loan under the stipulations I could look at the contract first?
I agreed to be a co-signer for a auto loan under the stipulations I could look over the contract first to make sure they weren’t getting ripped off….Several months later I received a phone call from the bank saying I owed them over $3000.00 because the vehicle hadn’t been paid in since it was bought. Come to find out I am the PRIMARY account holder on this loan…I never signed anything nor did I give anyone consent to sign my name as the primary….WHAT CAN I DO ABOUT THIS IF ANYTHING?!?!!? PLEASE HELP!!!
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2 years after Bankruptcy can they still repo the car?
Dh and I filed bankruptcy 2 years ago and have yet to hear from the bank that held the lien on our car. Can they still come after it after all this time?? Is there anyway we can get the title??
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#repost

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What Should I Do If Bank Won’t Lower Auto Payoff Amount?
Yes. I did not renew my insurance, which ended in July 2011. My monthly payment was $100 a month via Geico, nothing insanely overpriced. I was only using the housing comparison since a user used that example as if banks didn’t adjust prices for short sales. Not sure why an auto loan would be any different than any other kind of loan, which typically doesn’t put a lien on your house. If you don’t pay a student loan or a credit card bill, they don’t put a lien on your home. If you go via the collections process, and make scheduled payments, wouldn’t it be just the same as resolving a debt, with no liens placed? And yes, I agree, no salvage company wouldn’t take a car with no title, and again, this was just a hypothetical question. However, there are plenty of people/places that would be happy to take and strip the car with no questions, whether I was the owner or not. But what happens if the car was wrecked, or greatly damaged beyond repair, it’s technically the same premise. N””
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#repost

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An auto loan to improve credit?

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Can you tell me what interest rate you got on your auto loan and what was your credit score?
Just trying to get an idea of what interest rates I could get.
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Good online payday loans?
i need small loan ASP .any good loan to use? i have seen several sites but let me know safe one to get loan ..thanks
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Credit card cash advance?
I’m wondering if after you pull a cash advance from your credit card ( which i found out you should never do) does the charge go away after you pay the full payment of the credit card off?
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#repost

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Can interest be charged on cash advance loans per day?
have u ever seen a per day interest amount added onto cash advance loans?
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#repost

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What shows up on your credit report when you report your credit card lost/stolen?
For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this — — especially if this is an account you’ve had for a while, and therefore is one of your oldest accounts since alot of credit is based on how long you’ve had things.””
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When applying for an auto loan is it worse to claim you’re a business owner?
If you own a business, is it better to apply as a business owner or as an employee”””” of the company when applying for an auto loan? I am aware that some lenders have very strict policies for business owners””
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Genesis Coupe 2013 or Camaro 2013?
what would you choose as a car for life activities. not for racing. Camaro (RS) black or Genesis COupe Red both 2013. Please
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Where on SEFCU website is your mortgage interest 1098?

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What is a website I can go to and get a free credit report?

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What are good qualities for a credit card?

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Bankruptcy including a mortgage?
we’re getting ready to file and are probably going to be discharging our house as well. for anyone who has done this, were you able to get another mortgage….ever? and how long after were you able to get approved? did you have a hard time until it was no longer on your credit report (ie: the full 10 years)?””
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Can I put a prepaid visa on my bestbuy account?
I bought 2 $25 prepaid visa cards today and I want to buy something on Bestbuy Canada. But Im not sure if I can put the prepaid credit cards on there and if I can how do I do it?
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Does anyone know of good websites to go to and look for a personal loan?
I have found a few on the internet but I am not real good at finding websites. I am hoping there are people out there who know how to find them and share them with me. They can be either from a loan company for from a private person. If you can hep me with this, I would appreciate an answer. Need to find one today. Thanks Please no payday loan companies or loans from people from Nigeria.””
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“”Unemployed and in need of a auto loan, where do I go?””
Im not sure who to talk to regarding my problems. So here I am Last year I worked full time for a large insurance company in California, earning around 31616.00 annually. My fianc asked me to move to Florida. The following year I saved up close to 7,000, and moved in with him. Seven months after the big move I was still unemployed and worst of all we faced some relationship issues, and just recently split. Im still looking for a job, I have no car and by December Ill be forced to move out. My $7,000 savings is now down to $100.00 Im currently looking for auto loan for $5300.00, I need some suggestion Ive been declined by my credit union and most credit card companies. I need some guidance, my parents can’t help me with this one. My dad sends me what he can which is $300.00- $400.00 a month, Ill be able to make monthly payments of 160–200.00 all I need now is a loan. please help “”
“What kind of credit score do people usually have after bankruptcy?

I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.

I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.

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Which company provide credit report online without payment.?
which company provide credit report online without payment. I have been looking an the once i saw request credit card payment and i want free credit report.
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#repost

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HOW WILL BANKRUPTCY AFFECT MY TAX RETURNS?

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#repost

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I need a loan online no payday advance?

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Is debt forgiven in bankruptcy taxable?
Do I have to claim any debts that were discharged in bankruptcy?
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401K help ? Cash out?
In feb 08 i took out a 18500 401k loan out for down payment on a new home. In May 08 i was laid off from that employer. I did not do a rollover at the and my 401k balance was 43000–18k for the loan= 25k December 08, 401k balance is now 32k with the 18k loan = 14k So if i cash out the 401k provider will tax 20% of the 32k (6.5K) and subtract the 18k for the loan which will leave me with a check for 6.5 k I heard that the irs is waiving the 10% penalty if you in hardship or used it to purchase a home. yes I do need the money so I ‘m thinking of cashing it b4 the 31st of Dec 08. I figure since my income was not that high this year I can recoup most of the 20% that was held for IRS. I could maybe hold off for another month and hope the market gains a little and receive a little more but I don’t know what my income will be, I still have 35+ b4 i retire so i feel I can take a chance. PLease help , thanks””
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What is the lowest dollar amount you can get on a mortgage?
Thanks for the answers: Follow up — other than cash is there any options in the $25-$40K range then? Closing costs make it uneconomical below $50K and as readers have written, most banks don’t borrow. This is for investing not home owners. Thanks””
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3 mnths ago my fico score was 585?
I disputed items on my credit reports and my score is currently 637. Mainly because I haven’t had any open accounts for 3 yrs except a Aarons lease posted positive. I’ve been paying on a Titlemax loan for 3 yrs and will pay it off in two weeks.Titlemax rep says I can request a copy of payment history and mail to the credit bureaus. How much will this help my credit score? I have also recently a secured credit card that reports to all 3 credit bureaus. Any advice on more ways to increase my credit score would be greatly appreciated. Thanks! :-)
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What is the best way to build up credit?
I am 20 years old and I would like to start building up my credit because i have none. WHat is the best way to do so? I thought that maybe opening up a credit card, buying small things and paying it off might work, but doe anybody have any better ideas?””
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Credit report?
where can i go to check my credit report if i dont have a credit card?
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Can cash from a loan be recorded as a revenue on the income statement?
I’m working on some financial statements for an accounting class. I need to know if I can record cash from a loan we are receiving as a revenue on the income statement? Or JUST on the cash budget? So simply put, my question is, can/should I record cash received from a loan as revenue on the income statement?””
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Which is the best site for get easy Car Loan in USA ?
I am looking for online best website that provide easy car loan.Please give me best information if u have.
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What is the best way to avoid student loan repayment?

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Has anyone ever gotten a personal loan from a place called. West American Mortgage & Loan?

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Is there a better alternative to bankruptcy?
my dad and i have a credit card i was just an added card…but then removed me from the card and closed it, he is still paying it off… i would like to be able to add that to my credit once more and file or do something….any other options ideas… i dont have too much debt its under 7grand but i am disabled and waiting on my trial. thanks :)””
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“”If I file bankruptcy with a dependent, do I need to claim them on my taxes?””
I filed bankruptcy with a child dependent in Florida. My fiancee will receive a larger tax refund if she claims our son, however I am concerned that the court may question why I did not claim him on my taxes since I claimed him in the bankruptcy. Does anyone have any idea?””
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#repost

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How do yo get your credit started if no one will give you credit?
I have tried credit cards, furniture stores, jewerly stores, etc. I just bought a house for 83,000 and no body else will give me credit. what the heck??? I did just get a credit card from aspire but I don’t plan on keeping it very long because I don’t like them, just long enough to raise credit. Who will give me credit? I need new furniture but how do I get it if no one will let me? Please help me!!!””
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Yourpaydayloanhelp.com says that they can help you settle your payday loans?
are they for real
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Best option to get a small auto loan?
Ok guys i have good credit. I am wanting to get a small loan for a used vehicle. Like 3000 to 5000$. I don’t need anything fancy! Any ideas!
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Does anyone know of a company that can help with a payday loan?
I NEED 1000, BUT I DONT HAVE A DEBIT OR CREDIT CARD. Does anyone know a comapny that can help, where I also dont have to fax information over to them?””
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“”Bankruptcy, whats the difference between chapter 7, 11 and chapter 13?

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Are co-signers reported on credit for auto loan? (texas)?
Im a co-signer on technically my own car. I dont know how that happened with my girl being the primary. But anyway, I use to live in Illinois and they didnt report because they said it was an illinois law or something. How do I find out if this is the same for Texas? I would like these payments to show on my reports. I am with Chrysler Financial.””
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“”What does anyone think about online payday loans, need information?

“What kind of credit score do people usually have after bankruptcy?

I just finished mine and am trying to bounce back as soon as possible since I am not sure how long my car will hold up. As of now it is 621. I am guessing that I will at least need a 700.

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